What do I get for my $12.00 per year subscription/activation fee?

You will have 24/7/365 internet and mobile app access to your employers group benefits plan. This includes password protected portals to your health insurance carriers for plan ID information, provider directories, plan orientations for all of your benefits. Your employer will have the capability to also include employee and safety manuals as well as training material that you can access with your Smartphone or computer. There will be additional new features that will be added in the future.